Suite 4, 255 Whitehorse Road, Balwyn VIC 3103

Finance & Lending

Finance & Lending Structured Around You

Clear guidance and expert loan comparison, so your finance is structured to support your long-term ambitions.

AFG Partner

Australian Finance Group

Wide Lender Panel

Access to multiple Lenders

9 Industries

Sector-Specific Knowledge

Est. 1999

25+ Years in Practice

“Choosing the wrong loan structure can impact your cash flow for years.”

The Problem We Solve

Finance Decisions Made Clear

Rate uncertainty and complex bank requirements can turn finance into a stressful process. We remove the friction.

Rate Uncertainty & Lender Complexity

Dozens of lenders, hundreds of products. We compare your options clearly.

Wrong Structure Costs You Long-Term

A poorly structured loan limits flexibility. We get it right from the start.

Approval Risk & Paperwork Burden

Avoidable mistakes get applications declined. We prepare it right the first time.

Lending Disconnected from Tax & Advisory

A broker who doesn't talk to your accountant means fragmented advice. Ours always aligns.

Our Finance & Lending Services

What We Can Help You With

From residential mortgages to complex commercial finance, we cover the full spectrum of lending needs for individuals and businesses.

Residential Mortgages

Professional broking for home buyers, first home buyers, and refinancers. We find the right loan for your situation.

Investment Property Finance

Tailored lending for residential and commercial investment properties, including pre-approvals and portfolio restructuring.

Business & Commercial Lending

Tailored business lending for growth, equipment, commercial property, and working capital.

Refinancing

A no-obligation review of your current loan to reduce your rate, improve terms, or consolidate debt.

SMSF Loans

Specialist lending for commercial property acquisition within a self-managed super fund.

Equipment & Vehicle Finance

Finance for business equipment, vehicles, and machinery, structured to suit your cash flow and tax position.

Construction & Development Finance

Specialist finance for builds, renovations, and development projects, from land acquisition through to completion.

Working Capital & Cash Flow Finance

Invoice finance, lines of credit, and term loans, to manage seasonal cash flow and fund growth.

Not sure which service fits your situation?

We offer a complimentary initial consultation to review your position.

Talk to our team

Our Lending Partners

A Panel of Lenders You Can Count On

We have strong, growing relationships with a panel of lenders including the big four banks and specialised commercial lenders.

How We Work

A Process Built Around You

From your first call through to settlement, a clear, structured process so you always know what's next.

Understand

We define your goals, position, and borrowing capacity before any application is made.

Compare

We review options across our lender panel and present a straightforward comparison.

Apply

We manage your application end-to-end, coordinating with lenders and keeping you informed.

Settle

We finalise settlement. If your circumstances change, we are here to help with your future needs.

The Kidmans Partners team are always seeking the best outcomes for their clients, factoring in both short term and long term considerations.

Why Kidmans Partners

The Integrated Advantage

We are not a bank. We represent your best interests. Because our broking team sits alongside your accountant and adviser, your lending always aligns to the bigger picture.

Real Choice: Wide Lender Panel

Access to the big four banks and specialist commercial lenders. Not just one institution.

Competitive Rates Through Expert Negotiation

Strong lender relationships mean better rates and terms, negotiated on your behalf.

Less Paperwork: We Handle the Legwork

From application through to settlement, we manage the process so you don't have to.

Integrated with Your Tax & Advisory Team

With your permission, your broker, accountant, and adviser share information. One plan, fewer handovers, better outcomes.

TRUSTED IN MELBOURNE AND AUSTRALIA-WIDE

Real Results. Real Clients.

Don't take our word for it. Here's what our clients say about working with the Kidmans Partners team.

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Chris Hitching profile picture
Chris Hitching
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We've been clients of Kidmans for many years, most recently working with Pravneel and his team. Kidmans has helped us tremendously from both a business and personal accounting and tax perspective. I have particularly valued and appreciated the time Prav has taken to understand our business and circumstances, to enable him to provide really good, targeted advice. I would highly recommend.
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Danny Suleiman profile picture
Danny Suleiman
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Exceptional Service and Outcome. From the very start of preparing a budget to best strategies to secure a home Prashneel of Kidmans Partners was with us. He was really on our side and assisted in the many details of obtaining a mortgage. I recommend him very highly. Daniel Suleiman
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Forrest Gump profile picture
Forrest Gump
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I have dealt with Prashneel for years now and he has always been diligent and reliable. Thanks for you service
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Amy Johnston profile picture
Amy Johnston
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Prashneel was fantastic to work with and helped me achieve a great outcome :-)
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Janet Acintya profile picture
Janet Acintya
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Prashneel was amazing, he was very courteous, he listened to our needs and very honest feedback. He offered few solutions to help us finding the right decision. His communications throughout the process was absolutely above and beyond. I would definitely recommend him to everyone I know.
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Johnny Raath profile picture
Johnny Raath
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Neel was very professional and efficient with the whole process. Made everything go smoothly. I would highly recommend Neel for any future purchases. I'll be directing my family and friends to Neel to sort their housing finances out.
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Bethany Henry profile picture
Bethany Henry
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A very professional and knowledge firm. I have been dealing with them for over 10 years and always very happy with their service, advise and friendly team.
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Lana Burton profile picture
Lana Burton
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Super helpful and timely home loan advice :)
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Ashene Ranasinghe profile picture
Ashene Ranasinghe
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My wife and I were considering refinancing our home loan for a while given the uncertain nature of the interest rate forecast in the upcoming months. When we approached Prashneel, our goal was to find a package that is better than our current one, and not only did Prashneel managed to do that but he also superseded all our expectations. He has a broad knowledge of the field and the professional advice offered to us through out the process eliminated any doubt that we had initially about this move. In summary, we would recommend his services to anyone without any hesitation.

Related Services

Services That Work Alongside Finance & Lending

Business Advisory & Mentoring

Strategic planning and financial advice to ensure your lending supports your broader business goals.

SMSF

Specialist SMSF advice coordinated with your lending strategy for property acquisition within your super fund.

Taxation

Ensure your loan structure is tax-efficient and coordinated with your personal and business tax position.

NEWS & INSIGHTS

Latest From Kidmans Partners

One of the most significant changes to the Australian superannuation system in decades has now commenced. From 1 July 2026, Payday Super requires employers to...

Stay informed on updates to Australian Budget measures and other tax developments that may affect individuals, businesses and financial planning....

Use Kidmans Partners’ tax return checklists to prepare the information needed for individual, business, trust and SMSF tax returns....

TAKE THE FIRST STEP

Your Next Chapter Starts with a Conversation.

A complimentary initial call with one of our Senior Team Members. No obligation. No jargon. Just a clear plan for what comes next.

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